Ridge Insurance Agency, Inc. is licensed in nine states and contracts with the industry’s most respected and financially sound insurance companies. Access to a wide array of insurance carriers guarantees a competitive insurance quote with superior homeowners insurance coverage.
We find coverage for so much more than just your house
What is included in our homeowners insurance?
House & other structures
This coverage pays to repair or completely rebuild your house, attached and unattached structures (garage, deck, porch, swimming pool, shed, fence, etc.). We keep you covered against fire, wind, hail, tornados, falling trees/limbs and more.
Your personal belongings
Furniture, clothes, electronics, appliances, tools, power equipment, etc. are covered (even if they’re not in your home). If you have other expensive items like jewelry or art, we can include that too.
Hotel and living expenses
In the event of serious damage to your home and you need to find other house during repairs, your homeowners insurance covers hotel stays and even meals.
Liability covers property damage and injury lawsuits. For example, if someone is injured on your property or your child ruins a friend’s expensive piece of artwork and sues you, this covers legal fees + damages. You can also add coverages for libel, slander, or other lawsuits.