About Ridge Insurance


Ridge Insurance Agency is an independent insurance agency located just outside of Atlantic City, NJ. Established in 1990, we specialize in Commercial, Personal and Benefits insurance. Our team of professionals provide risk analysis, risk placement and risk management services. We offer a wide variety of insurance products at competitive prices.

As and independent agency, Ridge Insurance Agency Inc. represents some of the finest insurance carriers in the industry. These relationships give us the opportunity to find our clients the best combination of price, coverage and service. Clients throughout the region appreciate the individualized attention provided by our staff of dedicated professionals. At, Ridge Insurance Agency Inc. we believe insurance portfolios should be as diverse as the business we serve.

Meet the Team!

Our team of accomplished insurance professionals is qualified to handle risks of any size or complexity. We are guided by many years of expertise in solving problems for a wide range of customers. We are proud to play an important role in assuring the future security, safety and well being of those we serve.

Michael Ridge – President

Michael attended University of Delaware majoring in business. He started his insurance career in 1975 selling life insurance for Prudential Insurance Company. In 1977 he moved to Atlantic County and started selling property and casualty insurance for Steelman, Graves and Waters, Inc. Michael is a founding member of Insurance Agencies Inc. which was formed in 1988. In 1990 Michael started Ridge Insurance Agency Inc. Michael is currently Vice President of Insurance Agency Inc and President of Ridge Insurance Agency, Inc.

Michael has over 44 years in insurance and specializing in public entity and large commercial accounts including contractors, condominium and the hospitality industry. He served as past president of the BIG I of Atlantic County Insurance Agents.

As an avid golfer Michael’s love of sports spilled over to coaching his children’s T-Ball Teams, Sponsoring and coaching Men’s Basketball and Softball teams.

Michael lives in Linwood with his wife Barbara and their three fur babies, Seamus, Curmit and Ellie. Together they have 5 children and 10 grandchildren

Barbara A. Ridge, CIC, AAI – Vice President

Currently Vice President of Ridge Insurance Agency, Barbara is a 1976 graduate of the Continental School of Insurance. She also attended advanced seminars in New Hampshire Insurance School. In 1994 Barbara achieve the Certified Insurance Counselor and Accredited Advisor in Insurance Designations. She has 43 years in the property and casualty insurance business specializing in larger commercial account and public entities.

In an effort to keep current on the changes within the industry, Barbara annually attends a two day Ruble Seminar given by the National Alliance for Insurance Education and Research. In 2019, Barbara reached tenured status with the Society of Certified Insurance Counselors having held that designation for over 25 Years.

Barbara was recently honored for her ongoing pledge to education, commitment to excellence, and dedication to the insurance profession. The Society of Certified Insurance Counselors, presented Mrs. Ridge with a formally -inscribed certificate for her continued participation in the CIC Program.

Earning her CIC designation and maintaining all update requirements for twenty five years places Mrs. Ridge in the top one percent of all insurance professionals in the country. ” The high standard maintained by Barbara Ridge not only benefits Ridge Insurance Agency and Insurance Agencies, Inc., but the insurance profession as a whole”, said Dr. William T. Hold, CIC, CPCU and CLU, President of the Society of CIC.

Currently Chair and Board Member at Saint Joseph Regional School in Somers Point, NJ, Barbara also serves on the Board of Trustees for CASA of Atlantic and Cape May County, Chair of the Planned and Giving Committee and newly appointed director for SHE, Inc. at Shore Medical Center, Somers Point NJ.

Scott Friedman

Designations: Top producing real estate agent in Atlantic and Cape May Counties, licensed since 1998.
Property and Casualty Insurance licenses – personal and commercial
William “Scott” Friedman is a New Jersey native, growing up in Medford Lakes. A graduate of Montclair State University in 1993, Scott moved to the south Jersey shore area in 1994. Scott started selling real estate in 1998, and became a top producing real estate agent in Atlantic and Cape May counties. More recently, Scott began selling property and casualty insurance. Initially, it was to help his real estate clients. But, Scott quickly became interested in helping more than just his real estate clients. He realized everyone and every business has to have some kind of insurance. And Scott is driven to make sure people have the correct, and best possible coverages.

Scott lives in Egg Harbor Township, and has two children, an son and a daughter. Throughout their lives, he has coached their various sports teams. Scott’s daughter attends a Performing Arts High School, and Scott is on the school’s PTO.


Our Staff

Magda Chudziak, CISR

Personal Lines New Business Clients A-K

609-646-1000 x133

Kathy Kuras

Claim Manager

(609) 646-1000 x503

Vicki Sandlin, ACSR

Commercial Lines Account Manager

609-646-1000 x603

Kim Schenck, CISR

Personal Lines Manager

609-646-1000 x123

Julie Edge

Claim Representative

(609) 646-1000 x501

Jelena Johnson


(609) 646-1000 x609

Terry Flynn, CBC

Producer (Professional Benefit Consultants)

609-646-1000 x805

Ali Petrilli

Benefits-Customer Service Representative (Professional Benefit Consultants)
609-646-1000 x803

(609) 646-1000 x601 | info@ridgeinsuranceagencyinc.com
1601 New Road - Suite 100 Northfield, NJ 08255